Skip to content
Business-purpose lending only · ABN 39 699 478 8161300 070 666

For finance brokers

A lender who answers the phone.

Short-term working capital from $5,000 – $500,000 over 3 to 6 months, funded from our own facility. You deal with the credit team making the decision — not a queue.

Own capital facilityIn-house credit decisionsAustralian team
Broker discussing a facility with a business client

Why refer to us

Built for deals where timing matters.

Most of what slows a short-term deal down is structural: a lender waiting on a third-party credit committee, or a process built for a different loan size. Neither applies here.

We fund from our own capital facility and assess every application in-house, which means the answer you get is the answer — and you get it from someone you can call back.

01

One point of contact

A named credit contact per deal, reachable directly. No ticket numbers, no call-centre handover.

02

Straight answers early

If a deal isn’t for us we’ll say so on the first call, with the reason, so you can place it elsewhere.

03

Clean pricing to explain

A fixed factor rate and one repayment amount. Nothing compounds, nothing moves after signing.

04

Your client stays yours

We don’t cross-sell your client or approach them for future facilities without you in the loop.

What we look for

The deals that work here.

Send us anything that fits the shape below. If it’s borderline, call — we’d rather talk it through than have you guess.

Full eligibility criteria
Facility size
$5,000 – $500,000
Term
3 to 6 months
Repayments
Daily or weekly direct debit
Trading history
6 months minimum
Security
Director guarantee, every facility
Purpose
Business purpose only

Deals that suit us

  • Stock or materials ahead of a known order
  • Bridging a gap between invoicing and payment
  • Equipment or fit-out with a short payback
  • Tax or wage obligations with revenue behind them

Deals we’ll decline

  • Personal, domestic or household purposes
  • Inactive or cancelled ABN
  • No director willing to guarantee
  • Start-ups under six months of trading

Submitting a deal

Three steps, and you’re out of the middle.

01

Send the shape of it

Business name or ABN, the amount, the purpose, and roughly what the account looks like. An email is enough.

02

We come back on the call

Either an indicative structure and what we’d need to formalise it, or a clear no with the reason behind it.

03

Your client applies

We send them a pre-filled link, keep you copied throughout, and settle once the terms are signed.

Send us a deal

We reply to every submission. No accreditation process to get started.

Submitting a deal is an enquiry, not an application. Your client completes and signs their own application.

Credit desk

Rather just call?

The broker line reaches the credit team directly during business hours, AEST.

1300 070 666All contact details →

Commission & referral terms

Structure and rates are set per partner arrangement.

Pending client

Call the credit desk and we’ll walk you through the current arrangement before you submit anything.

Broker FAQ

Questions we get asked.

Have a deal that needs an answer this week?

Send it through and you’ll hear back from the person who makes the decision.

Broker in discussion with a business client